The risk to this new forecast is down, not up.

The risk to this new forecast is down, not up.

We don't like to think of anyone eating them, but we know that happens.

We don't like to think of anyone eating them, but we know that happens.

Do you really know the commissioners wishes unless we vote on something?

Do you really know the commissioners wishes unless we vote on something?

We're looking for a relatively good year in 2006, given that wages are up and the labor market is fairly read more

We're looking for a relatively good year in 2006, given that wages are up and the labor market is fairly tight.

I truly believe our league is the toughest league (in the state) as far as teams from top to bottom. read more

I truly believe our league is the toughest league (in the state) as far as teams from top to bottom. On any given night, any given team can get a victory.

I have been fielding quite a few calls about Apple's filing of the 'Mobile Me' patent. Folks have been speculating read more

I have been fielding quite a few calls about Apple's filing of the 'Mobile Me' patent. Folks have been speculating about a phone from Apple for more than a year. Being that I am a wireless analyst, I don't follow Apple as closely as others do. What I do know though, is that we are not likely to know until Apple wants us to know. They are pretty good at big surprises. Do I think they are developing a phone? Probably. Probably somewhere in their labs, there are prototypes of phones. Whether or not they bring one to market commercially is another story. Whether or not they will do so on their own is another open question. Hard to imagine carrier subsidies on a device unless there are revenues to be earned through downloaded services and content.

We want to encourage third-party developers who will take the architecture and modify the design to suit specific markets.

We want to encourage third-party developers who will take the architecture and modify the design to suit specific markets.

We are quite confident the system has sufficient checks and balances.

We are quite confident the system has sufficient checks and balances.

Lower rates on loans will create quite tough conditions for consumer lenders because interest income accounts for the majority of read more

Lower rates on loans will create quite tough conditions for consumer lenders because interest income accounts for the majority of their revenue. It's almost impossible to foresee clearly what their profits will be.