They should calculate what their rate would be if adjusted in today's market and compare that with today's fixed-rate market read more

They should calculate what their rate would be if adjusted in today's market and compare that with today's fixed-rate market and assess their personal situation. Do they have adequate funds to reduce or pay off their mortgage at the end of the adjustment period?

This new voting initiative hits the issue of a narrow nominations' process head-on and significantly increases the potential for the read more

This new voting initiative hits the issue of a narrow nominations' process head-on and significantly increases the potential for the widest and most diverse selection of nominees possible.

It doesn't fix everything, but it would create a more just system.

It doesn't fix everything, but it would create a more just system.

Science fiction writers foresee the inevitable, and although problems and catastrophes may be inevitable, solutions are not.

Science fiction writers foresee the inevitable, and although problems and catastrophes may be inevitable, solutions are not.

I am not sure life was meant to be lived in a managed way...if so, no wonder we have difficulties read more

I am not sure life was meant to be lived in a managed way...if so, no wonder we have difficulties with things like time management.

The idea of saying we all sit together and agree to share the profit is highly problematic because different groups read more

The idea of saying we all sit together and agree to share the profit is highly problematic because different groups of people will demand a bigger slice of the pie.

It makes an impact for me now. Because I smoke cigars. And, a lot of restaurants will let you smoke read more

It makes an impact for me now. Because I smoke cigars. And, a lot of restaurants will let you smoke cigarettes but not cigars. So, even now I came here specifically because I knew I could smoke my cigar.

Of course we're trying to compete with the publicity, ... At least Game 1 of the Series wasn't on the read more

Of course we're trying to compete with the publicity, ... At least Game 1 of the Series wasn't on the same night as our game. We all want to have good teams in Chicago.

It's a beautiful thriller, very, very well written,

It's a beautiful thriller, very, very well written,