Without economy none can be rich, and with it few will be poor.

Without economy none can be rich, and with it few will be poor.

Beware of little expenses; a small leak will sink a great ship.

Beware of little expenses; a small leak will sink a great ship.

The man who will live above his present circumstances, is in great danger of soon living beneath them; or as read more

The man who will live above his present circumstances, is in great danger of soon living beneath them; or as the Italian proverb says, "The man that lives by hope, will die by despair.".

The world abhors closeness, and all but admires extravagance; yet a slack hand shows weakness, and a tight hand strength.

The world abhors closeness, and all but admires extravagance; yet a slack hand shows weakness, and a tight hand strength.

Economy is a way of spending money without getting any pleasure out of it.

Economy is a way of spending money without getting any pleasure out of it.

There can be no economy where there is no efficiency.

There can be no economy where there is no efficiency.

Let honesty and industry be thy constant companions, and spend one penny less than thy clear gains; then shall thy read more

Let honesty and industry be thy constant companions, and spend one penny less than thy clear gains; then shall thy pocket begin to thrive; creditors will not insult, nor want oppress, nor hungerness bite, nor nakedness freeze thee.

Nothing is cheap which is superfluous, for what one does not need, is dear at a penny.

Nothing is cheap which is superfluous, for what one does not need, is dear at a penny.

The total alteration in underlying circumstances has not been squarely faced, As a result, we are guided, in part, by read more

The total alteration in underlying circumstances has not been squarely faced, As a result, we are guided, in part, by ideas that are relevant to another world. ... We do many things that are unnecessary, some that are unwise, and a few that are insane.