Esmael Adibi

That's a huge revision. The economy of the Inland Empire is much stronger than they were originally reporting.

That's a huge revision. The economy of the Inland Empire is much stronger than they were originally reporting.

Right now, as long as the prices are steady and people have their jobs, I think they will do what read more

Right now, as long as the prices are steady and people have their jobs, I think they will do what is needed to make their payments and avoid the foreclosure process.

Consumers, with higher energy prices and higher interest rates, are going to have cut back somewhere.

Consumers, with higher energy prices and higher interest rates, are going to have cut back somewhere.

The employment numbers are pretty decent. But the concern I have is that two of the sectors showing the most read more

The employment numbers are pretty decent. But the concern I have is that two of the sectors showing the most strength construction and financial activities are very interest-rate sensitive.

The major components of inflation for us are energy costs and housing costs and medical costs, and I don't see read more

The major components of inflation for us are energy costs and housing costs and medical costs, and I don't see any major break in any of these. I wouldn't be surprised to see still 3.5 percent to 4 percent CPI for us for this year.